To help you meet your retirement goals, we offer comprehensive financial planning.

Let’s face it, planning a retirement isn’t simple, so let’s not pretend it is. Because of this, we offer guidance and services in the following areas:

  • Retirement Income Planning
  • Investment Management
  • Portfolio Tax Minimization
  • Risk Management
  • Trust and Estate Planning
  • Social Security Claiming
  • Long Term Care Funding
  • Pension Income Analysis

For every complex problem,
there is an answer that is clear, simple, and wrong.

– H.L Mencken

Disciplined Investing

Intelligent investing is a core component of our planning process. Although the tools to build a great portfolio are increasingly available to consumers and professionals alike, most investors fail to properly utilize these resources. To simplify your life, you’ll find everything you need to plan – and execute – your successful strategy at Fourth Dimension Financial Group. We know our role is to help clients achieve their objectives through focus, planning, and discipline.

In order to deliver a portfolio designed to achieve your specific objectives, we understand your financial blueprint, including:

  • Where you are today – your balance sheet
  • Where you want to go – your retirement objectives
  • How you are going to get there – your income needs and sources and your estate plan

This process will determine how much return – and associated risk – you must take to arrive at your destination. No guessing, no sales pitch. Just math.

To do this, we have enlisted the help of world-class income planning and investment teams from around the country to deliver expert guidance – locally.

Frequently Asked Questions

Anyone who is nearing or in retirement who would like to learn more about their options available through retirement plans, Social Security, guaranteed retirement income solutions, and institutional investment strategies.

Anyone who would like to create a sustainable retirement income plan with a sensitivity toward risk management, proper asset selection, and tax minimization.

No. Adam Cufr, RICP® started Fourth Dimension Financial Group because he believes that each family is unique and no single investment or insurance company is right for everyone. We have over 300 investment and insurance companies that we can match our clients with to ensure proper fit.
Ninety percent of the people who come in to visit us already have a financial advisor. This is not about trying to steal you away; this is about getting you the clarity you deserve to ensure that your financial decisions are right for you.
You will find Adam’s full biography here on our website. He is the author of OFF THE RECORD – Secrets to Building a Successful Retirement and a Lasting Legacy as well as numerous published financial articles. Adam has earned the Retirement Income Certified Professional (RICP®) designation from the American College of Financial Services, Series 6, 7, 24, 26, and 63 licenses, as well as Life and Health Insurance, and Property & Casualty Insurance licenses.
You may schedule a time to visit with Adam by calling our office at (419) 931-0704 or email and request that a meeting be scheduled for you.
There is absolutely no charge or obligation. Many times after an initial face-to-face visit, we are able to tell folks that everything looks great and no changes are necessary.
If you choose to schedule a visit, we will mail you a packet of information with a list of items to bring with you if you choose.
We call it a Discovery Meeting. We will analyze your current financial situation by talking with you and asking specific questions related to your retirement goals and investing experiences. We will also review any financial statements you may have brought with you to discern if there’s a need for further discussion.
We are conveniently located in Perrysburg, near Panera, which is 30 minutes from almost anywhere in Northwest Ohio.
Monday through Friday, 8:00 A.M. to 5:00 P.M. We reserve Tuesday evenings to meet with families who cannot meet during regular business hours.