Welcome to the September Edition of The Ultimate Guide For the Successful Steward, Fourth Dimension Financial Group’s newsletter.
Just about everyone is affected by back-to-school activities in some way, shape, or form. Whether it be a grandchild’s first day of kindergarten, a niece’s freshman year of high school, or even your return to work as a teacher, this is an exciting time of the year.
This year is noteworthy in my house. The twins (our youngest) started all-day kindergarten, which means that Carie is now without any of her normal sidekicks for about seven hours every day. If you know my wife at all, you know she is a superhero to me and our kids. The kids have been to every museum event, story time at the library, and nature preserve in Northwest Ohio. Carie loves our kids and she loves to learn. Each of our five girls have been taught immensely from her endless curiosity. With all of them in school now, a sort of transition to a new normal has begun for her, and indirectly for me. This got me thinking – are some of you also in a time where you are pondering some of life’s big transitions?
Naturally, the transition to retirement from 50 hours on the job for the past 40 years is a huge shift. But that is not the only transition you should be thinking about in this stage of your life. As you’ll read in the Briefcase Study, another transition may warrant your attention. Afterword, we’ll also revisit a discussion on long term care that has come to my attention because of some meaningful discussions I have had with some amazing people recently. And, of course, we’ll also hear from Richard Chamberlain, our favorite estate planning attorney, as he offers some ideas to consider and a special opportunity for some of you who are in transition now.
In other “transitional news”, not only are the kids back to school, as you read on, you’ll find that we are too. In the very near future I will be teaching some retirement related classes at BGSU at Levis Commons. These are a really exciting addition to the education events we offer. My goal in perusing this route is to help you, and others like you find additional clarity and peace of mind through education. This is a big step toward that end and I hope you’ll identify people who could benefit from these classes.
Interestingly, bond investments are going through their own sort of transition. Once the “sure thing” available in your retirement plans, bonds have become a bit riskier due to rising interest rates. Check out the Back to the Basics feature to learn more.
Finally, I just want to say to all of you faithful readers: I cannot express how thankful I am to serve you and your family in your retirement journey. As always, if there is anything our team can do to help you, please reach out to us and let us know how we can serve you.
To your success,
Adam Cufr, RICP®