Lack of Relevant Financial Tools
You have unique financial needs to be addressed, yet many of the resources available for retirement planning appear contradictory or one-size-fits-all.
Fear of the Unknown
Retirement planning can be overwhelming. The truth is, if any one area of your planning is neglected, the results can be financially catastrophic.
Not Sure Where to Turn
Finding the right advice-givers can be confusing and downright frustrating. With so many salespeople and institutions competing for your attention, how do you know whom to trust with your life savings?
Fourth Dimension Financial Group has helped hundreds of families build and maintain their retirement plans, allowing people to retire with confidence and with more income than they often thought possible. Working with an experienced team who knows where many retirement plans can fall short leads to stronger planning solutions and ultimately, greater peace of mind for those seeking to enjoy a decades-long retirement. Proudly serving Northwest Ohio and Southeastern Michigan including the communities of Toledo, Bowling Green, Sylvania, Perrysburg, Findlay.
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Next Steps
Get Started Now!
Book a Discovery Meeting
Let's discuss your financial concerns and opportunities. We'll identify areas where we can provide support and solutions, simply by having a conversation. We’re happy to accommodate face-to-face or virtual meetings.
Cost: $0*
Collect Necessary Documents
To begin drafting your personalized retirement financial strategy - your Financial Blueprint - we'll need some key information. We'll provide you with a checklist of the documents required to create your custom plan.
Cost: $0*
Review Your Plan and Decide
We'll meet again to review your personalized Financial Blueprint and discuss next steps for moving forward with the plan.
Cost: $0*
Account Opening & Setup
Our team will handle all the details to get your Financial Blueprint Implemented, including account paperwork and transfers. No need to worry—we'll work with you every step of the way.
Finalize Your Initial Plan
At this stage, we'll refine and optimize your accounts and investment strategies. We'll meet again to address any new questions you may have and ensure you're confident and at ease with your plan.
Progress Review
We'll review your accounts, revisit your initial plan and goals, and make adjustments as needed to keep everything on track. Our goal is to ensure you have peace of mind, knowing your financial future is on-track and well-managed.
Next Steps
Get Started Now!
Book a Discovery Meeting
Let's discuss your financial concerns and opportunities. We'll identify areas where we can provide support and solutions, simply by having a conversation. We’re happy to accommodate face-to-face or virtual meetings.
Cost: $0*
Collect Necessary Documents
To begin drafting your personalized retirement financial strategy - your Financial Blueprint - we'll need some key information. We'll provide you with a checklist of the documents required to create your custom plan.
Cost: $0*
Review Your Plan and Decide
We'll meet again to review your personalized Financial Blueprint and discuss next steps for moving forward with the plan.
Cost: $0*
Account Opening & Setup
Our team will handle all the details to get your Financial Blueprint Implemented, including account paperwork and transfers. No need to worry—we'll work with you every step of the way.
Finalize Your Initial Plan
At this stage, we'll refine and optimize your accounts and investment strategies. We'll meet again to address any new questions you may have and ensure you're confident and at ease with your plan.
Progress Review
We'll review your accounts, revisit your initial plan and goals, and make adjustments as needed to keep everything on track. Our goal is to ensure you have peace of mind, knowing your financial future is on-track and well-managed.
*Why Are There No Fees Up Front?
You may have noticed that there are zero costs to you in steps 1-3, and you may be asking, “What does this cost?” While we’re transparent in our fees, each client's plan is custom built so fees will vary depending on the nature and complexity of the work we’re hired to do. For investments that we manage for clients, we charge a very transparent percentage of the value of the account with no added transaction fees. Some clients' plans may benefit from insurance products like annuities, long term care insurance, or life insurance. With these strategies, the insurance company pays us a direct fee while the client does not, so these assets are not included in the investment management fees we charge. We’ve benchmarked our fees against the large full-service Wall Street firms as well as online do-it-yourself options and we’re confident that you’ll find our fees to be commensurate with the value we provide.
Have more questions? We’d love to help!
COMMON CONCERNS ARE:
- Do we have enough money to retire comfortably, and stay retired?
- When should we file for Social Security?
- Are we paying too much in taxes?
- Which pension option should I choose?
- How do we handle health insurance?
- Am I taking too much risk in my investments, too little?
- Do we need a Medicare Supplement?
- Should I pay off my mortgage before I retire?
- How should we handle a long term care need later in life?
- Is our estate planned correctly in order to protect our assets and our loved ones?
Check out a few of our many articles:
How Will the 2024 Election Affect My Investments?
Planning for the Uncertainty of Long Term Care Expenses
When is the Best Time for a Retired Couple to Claim Social Security Benefits?
If you’re looking for something specific, browse our planning strategies:
Fourth Dimension Financial Group, LLC (“Fourth Dimension”) is an Ohio Registered Investment Adviser. Fourth Dimension and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by the state of Ohio and those states in which Fourth Dimension maintains clients. Fourth Dimension may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. Fourth Dimension’s web site is limited to the dissemination of general information regarding its advisory services to prospective clients. Accordingly, the publication of Fourth Dimension’s web site on the Internet should not be construed by any prospective client as Fourth Dimension’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Fourth Dimension does not provide tax or legal advice. You should contact your tax advisor and/or attorney before making any decisions with tax or legal implications. Furthermore, the information resulting from the use of tools or other information on this web site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Fourth Dimension.
For additional information about Fourth Dimension, including registration status, fees, and services, contact us for a copy of our disclosure brochure. Fourth Dimension does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Fourth Dimension’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
