Terms and Conditions
The information provided on this website is provided for informational purposes only. The information provided on this website is “AS IS” in all respects. While Fourth Dimension seeks to provide accurate and timely information, there may be unintentional technical or factual inaccuracies and typographical errors, for which we apologize and are not responsible. We reserve the right to make changes and corrections at any time, without notice. The information provided on this website is provided without warranties of any kind, either expressed or implied, and Fourth Dimension disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Fourth Dimension does not warrant, either expressly or impliedly, the accuracy, timeliness or completeness of the information, text, graphics, links or other items contained on this website, and Fourth Dimension expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Neither Fourth Dimension nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by Fourth Dimension, will be liable or have any responsibility of any kind for any loss or damage whatsoever that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Fourth Dimension or of any vendor providing software or support services for this website. In no event will Fourth Dimension, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Fourth Dimension or any other party have been advised of the possibility thereof.
Nothing contained in Fourth Dimension’s website constitutes legal, tax, investment or any other advice. Neither the information nor any opinion contained in this website constitutes a solicitation or offer by Fourth Dimension or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on Fourth Dimension’s website are the sole responsibility of the user, and in exchange for using Fourth Dimension’s website, you agree to hold Fourth Dimension harmless from and against any claims for damages arising from any decisions that you may make based on such information. All information posted on this website is current only as of the date of its posting, and Fourth Dimension undertakes no obligation to update any information to reflect events or circumstances after the date of such posting. All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions, disclosures, or hedge clauses which may apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by Fourth Dimension. Permission is granted to display and navigate this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.
No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, including any text, images, audio or video, for public or commercial purposes, without Fourth Dimension’s prior written permission. Modification or use of the materials for any other purpose violates Fourth Dimension’s intellectual property rights.
Fourth Dimension neither warrants nor represents that your use of materials displayed on this website will not infringe on the rights of third parties not owned by or affiliated with Fourth Dimension.
ELECTRONIC MAIL; EMPLOYMENT APPLICATIONS
Electronic mail (email) submitted to this website should be considered neither secure nor confidential. Fourth Dimension makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this website will be received by Fourth Dimension.
Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments or suggestions, will be treated as nonconfidential and nonproprietary and will become the property of Fourth Dimension or its affiliates. Fourth Dimension shall have the right to use any such communications or material for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Fourth Dimension is free to use any ideas, concepts, know-how or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
If you choose to submit personally identifiable information — your name, address, date of birth, marital status, salary, performance reviews, etc. — to Fourth Dimension via this website for the purposes of applying for a job, you will do so on a website that is hosted and maintained in the United States. Any information you provide may be used by Fourth Dimension or its agents for the purpose of reviewing your application and determining whether you should be offered an interview or job by Fourth Dimension. In addition, the information you provide may be used by Fourth Dimension or its agents to carry out background checks on you in connection with your application. This use and disclosure of personal data may involve the transfer of personal data to countries outside the United States or your country of residence. It is the policy of Fourth Dimension to make every commercially reasonable effort to ensure that the information that is recorded and retained is accurate and relevant and that it is stored and managed in a secure environment. You have the right at any time to return to the website to review the personal data provided by you and to make any necessary corrections or changes to that data. It is your responsibility to make any necessary changes to your personal data so that accurate records can be maintained. Examples of changes include change of name, address, phone number, marital status, number of dependents or educational qualifications. Even if we determine that Fourth Dimension has no appropriate positions for you at the time of your application, we will retain your personal data for the minimum period required by law.
TRADEMARKS AND COPYRIGHTS
Fourth Dimension owns and operates this website. All trademarks, service marks, trade names, and logos displayed on this website are proprietary to Fourth Dimension, except as explicitly noted below under Ownership of Other Materials. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of Fourth Dimension or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, Fourth Dimension. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
USE OF LINKS
Should you leave this website via a link contained herein, and view content that is not provided by Fourth Dimension, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Fourth Dimension. Fourth Dimension is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or punitive. Fourth Dimension makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
Certain information provided through this website has been filed with the Ohio Department of Securities. Fourth Dimension does not assume any duty of disclosure beyond that which is imposed by law and expressly disclaims any duty to update any information set forth in the State of Ohio Materials. Individual statements appearing in the State of Ohio Materials are intended to be read in conjunction with and in the context of the complete State of Ohio Materials in which they appear, rather than as stand-alone statements.
Certain statements included in both the State of Ohio Materials and other public disclosures contained on this website are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. The most significant of such factors include the performance of financial markets, the investment performance of Fourth Dimension’s sponsored investment products and separately managed accounts, general economic conditions, competitive conditions and government regulations, including changes in tax rates. You are cautioned to consider carefully such factors. Further, such forward-looking statements speak only as of the date on which such statements are made. Fourth Dimension undertakes no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements. This website may contain information about the past successes and business of Fourth Dimension. Past performance by Fourth Dimension can not guarantee future performance by Fourth Dimension.
OWNERSHIP OF OTHER MATERIALS
Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer® are trademarks of Microsoft Corporation. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor’s®, S&P®, Standard & Poor’s 500®, S&P 500®, are trademarks of The McGraw-Hill Companies, Inc. Sector and Industry classifications included in this website utilize the Global Industry Classification Standard (“GICS®”). GICS® is the exclusive property and a service mark of Morgan Stanley Capital International Inc. (“MSCI”) and Standard & Poor’s (“S&P”), a division of The McGraw-Hill Companies, Inc. Neither MSCI nor S&P makes any express or implied warranties or representations or shall have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) with respect to GICS® data or results obtained therefrom.
Fourth Dimension is a privately-owned company. Securities, including share of mutual funds, alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured nor guaranteed by Fourth Dimension or any of its affiliates. Securities, including share of mutual funds, alternative investments, and other investments involve investment risks, including the possible loss of value.
JURISDICTION AND GOVERNING LAW
Fourth Dimension controls and operates this website from its offices within the State of Ohio, United States of America. Fourth Dimension makes no representations that materials on the website are appropriate or available for use in other locations, and access to them from territories where there content is illegal is prohibited. Those who choose to access this website rom other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use nor export the materials on this website in violation of U.S. export laws and regulations.
INTEGRATION AND SEVERABILITY
USA PATRIOT ACT
In response to the terrorist attacks on September 11, 2001, the US Congress passed the USA Patriot Act (the “Act”). Parts of the Act apply to the financial services industry and require certain financial institutions to request specific information from clients. The Act imposes a series of new anti-money-laundering requirements on brokerage firms and other financial institutions.
Under the Act and other regulations, financial services firms must establish a compliance program, which includes policies and procedures to detect and report suspicious transactions to the government, as well as ensure compliance with the new laws. Firms must also implement specialized employee training programs, designate a special compliance officer and conduct independent audits of the effectiveness of the compliance program.
The regulations also impose new requirements regarding client information and verification of that information. Financial services firms are required to verify the identity of the clients with whom they do business, determine the source of funds in a client’s account and obtain the information about a client’s wealth.
As part of our compliance with the Act and in support of the fight against money laundering around the world, we may ask clients for additional information and documentation about certain accounts and transactions. This information may be used to verify client identity.