When we’re helping aspiring retirees plan their transition to retirement, I rarely hear someone ask, “What if we don’t need all of the income available to us in this plan? …
Financial Independence Is a Myth
‘Financial Independence’ is a wonderful goal, a beautiful aspiration, a worthy pursuit. But it’s impossible. If true financial independence is the point at which we have enough money to be …
Build a Better Budget By Becoming unBurdened By Blind-Spots
Almost nobody wants to budget until there’s a crisis. The truth is, you may not even need to budget at all if you’ve been living the same general lifestyle for …
Estate Planning Doesn’t Have To Be Difficult
An effective estate plan allows you to make sure your assets are handled the way you want during your life and after your death. And contrary to popular belief, estate …
Is Buying a House like Buying a Stock?
If you have ever gone through the process of purchasing a house then you already understand the basic concepts of analyzing a stock; they’re not much different. I was reminded …
Learn Math? But I Have a Calculator!
We’ve all heard the argument against memorizing facts and information for a test in the modern age. “I’ll be okay as long as I know where to find the information.” …
Financial Finish Lines and Mile-Markers
The Boston Marathon was held last weekend. It’s an event where otherwise normal people travel great distances, at great expense, to punish themselves physically, mentally, and emotionally for 26.2 uninterrupted …
Decision Making a Four-Year-Old Would Approve Of
I fear that we’re all victims. All too often, we’re victim to forces that surround us that are pushing us to act in ways that appear to be rational but …
Extreme Volatility: A Brief Users Guide
Stop it. Just stop it, stock market. I know I shouldn’t even be paying attention, but it’s irresistible. When the market is down 400 points one day, then up 700 …
Frugal Is As Frugal Does, Mostly
Years ago, when I first began in this business of money stuff, I had it in my head and in my heart that I wanted to help people budget better …
