When investors look at their account statements during the accumulation (savings) phase of their life, they will generally process what they see as a single, lump sum amount. “I have …
Insurance Isn’t For the ‘Average’
There’s so much discussion of insurance these days, with politicians on both sides engaged in battle over what’s best for the ‘average American.’ Of course, the result of this debate …
The No-News-Good-News Stock Market – And A Baby Update
In case you haven’t noticed, the stock market continues its march forward and upward. In fact, the DOW has risen from a value of 15,660 back on February 11th of …
Match the Money To the Need
I did a radio show interview a few years ago when my book was first published. The host of the show asked me, “What’s one piece of advice you’d offer …
If You Knew, Would You Act Differently?
If you want to see my heart break, tell me a story about a family ripped apart by money quarrels. I just cannot stand to think that relationships once valued …
Inching Closer Toward Recession
It’s coming, can you feel it? The next recession is getting closer and closer, there’s no doubt. How do I know this? Simply put, recessions happen and we haven’t had …
Healthcare May Be Broken, But Your Retirement Plan Doesn’t Need To Be
Live on less than you earn, pay less interest on debts than you receive on your assets, mind your taxes, and you’ll be fine. It sounds so simple, and it …
The Magic Of Disney
It’s “the happiest place on earth” they say. Having just returned from a week’s vacation with my family at Disney World in Orlando, I thought I’d share a few thoughts …
‘Fiduciary Rule’ Update
If you’ll recall, I shared with you a few months ago a pending shift in our industry that you may have been hearing about. It’s called the ‘Fiduciary Rule’ for …
How Low Can You Go? Reduced Stress Through Rehearsed Austerity
Money can be stressful. This is a statement so obvious that it seems silly to write it out, but there it is. It can stress me out, and I’ll bet …