It’s coming, can you feel it? The next recession is getting closer and closer, there’s no doubt. How do I know this? Simply put, recessions happen and we haven’t had …
Healthcare May Be Broken, But Your Retirement Plan Doesn’t Need To Be
Live on less than you earn, pay less interest on debts than you receive on your assets, mind your taxes, and you’ll be fine. It sounds so simple, and it …
The Magic Of Disney
It’s “the happiest place on earth” they say. Having just returned from a week’s vacation with my family at Disney World in Orlando, I thought I’d share a few thoughts …
‘Fiduciary Rule’ Update
If you’ll recall, I shared with you a few months ago a pending shift in our industry that you may have been hearing about. It’s called the ‘Fiduciary Rule’ for …
How Low Can You Go? Reduced Stress Through Rehearsed Austerity
Money can be stressful. This is a statement so obvious that it seems silly to write it out, but there it is. It can stress me out, and I’ll bet …
Proof and Belief: Money and Markets
Beware: I’m going to get existential for a moment. I’ll be quick about it. Beginning in 2007 and through 2009, I found myself having a particular conversation about money with …
Death Of A Salesman (or an Advisor) …and Baby Update
As a retirement-focused advisory firm, Fourth Dimension has a unique role in helping families plan their financial life to the last dollar. This means we’re helping people put plans together …
Does Cash Buy Happiness?
There have been a number of recent studies completed to determine what makes us happy. In several studies, it was concluded that quality relationships are most important in determining levels …
Who Will You Be 5 Years From Today?
When I was a kid, I was obsessed with the idea that whatever I chose to do at that very moment could change my life forever. I’m not talking about …
Diversification: Always Something To Celebrate (And Apologize For)
This may feel like an old, well-worn topic, but please bear with me; I hope to present a new twist. Diversification is a time-tested way for investors to manage the …
