Your Pre-Retirement Checklist
Are You Ready to Retire Confidently?
Before a pilot takes flight, they go through a pre-flight checklist. Before building a house, a contractor reviews a detailed blueprint. But what about retirement?
If you're nearing retirement, do you have your pre-retirement checklist completed?
At Fourth Dimension Financial Group, we know most people retire only once — and often without a roadmap. That's why we've created a FREE Pre-Retirement Checklist to help you navigate this important transition confidently and avoid costly mistakes.
Download our Free Pre-Retirement Checklist
Why Do You Need a Pre-Retirement Checklist?
Retirement should be exciting — not overwhelming. After decades of working, you're about to trade a steady paycheck for a whole new way of life. But how do you make sure you have enough money, minimize taxes, and avoid unexpected expenses?
If you've been asking yourself:
- "How do I replace my paycheck when I retire?"
- "What’s the smartest way to draw from my retirement accounts?"
- "How do I handle health insurance before Medicare kicks in?"
You’re not alone — and we’re here to help.
Some Questions You Should Be Asking Before Retirement:
- Investing & Income Strategy
- Do you have a retirement investing plan that matches your risk tolerance?
- Have you planned how to withdraw from accounts tax-efficiently?
- Will you need or want to work part-time for added income or purpose?
- Tax & Estate Planning
- Do you have a tax strategy (Roth conversions, RMDs, QCDs)?
- Is your estate plan — including wills, trusts, and beneficiaries — up to date?
- Healthcare & Long-Term Care
- If retiring before 65, how will you cover health insurance (COBRA, Marketplace, HSA, Medicare)?
- Do you have a long-term care plan (stay at home, assisted living, nursing care)?
- Housing & Debt
- Will you stay in your home, move, or rent?
- Do you have a plan for managing debt in retirement?
Download Our Free Pre-Retirement Checklist to be confident and ready for retirement!
Why Planning Ahead Matters
Imagine taking a 30- or 40-year journey — without a map. That’s what retirement without a plan looks like.
“Experience is the worst teacher in the world. It teaches you what you learned, but it doesn’t teach you what you missed.”
You only retire once — so rather than learning through painful (and expensive) trial and error, why not learn from experts who have guided others through this process?
Get Your Free Pre-Retirement Checklist Today!
Our checklist will help you:
- Avoid costly mistakes.
- Prepare for tax-efficient withdrawals.
- Understand healthcare options.
- Feel confident about your income plan.
Don't leave your retirement to chance.
Need Personalized Help?
Ready to talk about your specific situation?
Contact us today for a personalized retirement planning session.
