Welcome to the Fall Edition of The Ultimate Guide For the Successful Steward, Fourth Dimension Financial Group’s newsletter.
“The two most powerful warriors are patience and time.” Leo Tolstoy
If I were a betting man, I’d wager that you’re wondering how we got to Fall already. “How is time passing so quickly?” No kidding. Well, here we are. It’s this time-marches-on sentiment that underpins what we do here. In case you needed a reminder, the fourth dimension is time, hence the name Fourth Dimension Financial Group. Time matters a lot in the work we do with you.
As I’m writing this, the stock market has just lost its mind, dropping a significant amount. And while this isn’t an unexpected event – markets do this – it’s another reminder to focus on the fundamentals of good planning. Specifically, having a written retirement income plan, robust investment strategy, tax strategy, and a thoughtfully-designed estate plan are essentials for the sophisticated Steward. If you feel that any of these need attention, please reach out to us, we’re happy to help.
As taken from the Roost event, when I’m retired, I want my lawn to look like this!”
Given these critical, yet somewhat diverse areas of planning, we lean on the expertise of a number of professionals to guide us. In this issue of the Steward, we’ll hear from estate planning attorney, Richard Chamberlain. Richard will discuss the process of planning your estate. We’re also fortunate to have a contribution from investment strategist, Stephen Hanley. Steve goes deep into the psychology behind being an investor as well as the investment manager. It’s fascinating, really. I add a discussion of bucketing, one of my favorite income planning methods.
Naturally, none of this is necessary or possible without you. Your commitment to planning and understanding of the critical roles of accountability and specialization is what bring us all together. Thanks to you for choosing this relationship with us; it means the world to me and to our entire team. And with that in mind, please don’t keep us a secret. If someone you know could benefit from the work we do, please consider making an introduction!
Enjoy the cooler weather and we’ll see you early in the New Year for progress reviews, if not sooner.
All the best,
Adam B. Cufr, RICP®
