The Fourth Dimension Weekly

In Estate Planning, Income Planning, Investment Management, July 2015, Long Term Care, Social Security by Adam Cufr

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Warren Buffet Suggests You NOT Invest Like He Does

Weekly Newsletter May 29, 2015

In case you weren’t aware, Warren Buffet is one of the world’s wealthiest people. How did he attain his riches? Through investing. As a result, you would think that he has something to say about how to invest then, right? He sure does.

In his annual letter to his company’s shareholders, Mr. Buffet suggested that when he dies, the money in his estate should be invested in low-cost index funds. Specifically, he said: “I suggest Vanguard’s [index funds].” In other words, he’s saying that if he can’t be here to invest his money, he would like Vanguard to do it for him. That’s a really big deal.

So why am I sharing this with you? If you’re like me, you find great interest in what the most accomplished among us have to say about their chosen craft. Whether it be a world-class trombone player, a chess champion, or the world’s greatest investor, I want to know how they think. For Warren Buffet to offer investment advice like he did, we should all take notice.

As our clients are aware, I began a conversation a few months ago about a shift in investing strategy we think is prudent. Using low-cost, high-tech approaches to investing your risk-based investments in the stock and bond markets, we have been able to achieve greater efficiency and tighter control of your investments, relative to your unique goals. And which investments dominate the portfolios of these world-class strategies? Vanguard funds.

While I won’t claim to share Warren Buffet’s level of investing acumen, I will say that our respective research efforts lead us to the same conclusion that fees matter, as does broad diversification, tax sensitivity, periodic portfolio rebalancing, alignment of goals with investment choice, and on and on. Both of us, me and Warren, think you could do a whole lot worse than investing in Vanguard’s funds to meet your long-term goals. And using the investing platform that we do, you can enhance your investing experience even further, by owning these funds in a dynamically-managed fashion.

A large share of our clients have already begun to transition to an investing strategy that is comprised of all of the above attributes. If this is news to you, or if you haven’t yet had an opportunity to schedule a call with me to discuss this, please consider this as an opportunity to help yourself. While the markets cannot be controlled, there are numerous actions you can personally take to control your investing experience in the markets.

Warren Buffet, the Oracle of Omaha, suggests you take a closer look at Vanguard. I do too. We can help.


Adam Cufr, RICP® (Retirement Income Certified Professional®) is a financial advisor and founding principal of Fourth Dimension Financial Group, LLC providing personal finance and retirement planning services. Adam is a Columnist for Retirement Advisor Magazine. He is also a sought-after media commentator and thought leader. Adam was named one of The 20 Most Creative People In Insurance in 2015 and is a columnist for Retirement Advisor Magazine and the author of Off the Record – Secrets to Building a Successful Retirement and a Lasting Legacy.

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