Have you outgrown your advisor?

The financial services industry has rewarded product sales and investment management over true planning for decades. While advisors claim to be client-centric, most are simply not equipped to provide families with the planning services they really need. They’re built on the traditional model of investment management only, and that’s an out of date model.

At Fourth Dimension, we utilize a model that is based on our Four Dimension Review Process to assess and analyze the critical dimensions of your retirement plan: income, investment risk and fees, tax sensitivity, and estate planning. The result is a written financial blueprint that marries your current asset information with rigorous academic research to form a clear process for moving forward – without regret. After all, who begins work on a structure before first drafting the blueprint? The same should be true of your retirement planning efforts.

The Service Should Justify the Fee

The vast majority of people who invest and plan for retirement have no idea the fees they’re paying. Once you begin to look more closely – which we strongly encourage you to do – you’ll want to be sure to receive value commensurate with the fees you’re paying. At Fourth Dimension, we have transparent fees and several options depending on the needs of each client we serve.

When we engage with a new family, there is no fee for the initial discovery meeting. This is simply an opportunity to get to know one another, to learn if there’s a good fit and reason for future discussions. Depending on the best next step, a very clear discussion of our fee options will lead to the recognition that you’re receiving very high-level planning value for a fair fee.