If you were to ask retirees what was the single biggest factor in their ability to retire, the answer might lie in the fact that they began saving early, saved …
Edition #108
It dawned on me that the 2nd anniversary of writing the Fourth Dimension Weekly Newsletter (the ‘Weekly’) must be near, so I went back into the archives and looked. Nope, …
The One Word Retirement Plan
If you had an opportunity to read last week’s article, I asked readers to share thoughts about their own experiences with planning for and living in retirement. If you’d like …
Spring Break
The kids have been off of school all week for spring break. Next week they’ll go back to school for a couple of months and then they’re off for the …
Is Self-Inflicted Pain The Key To A Vibrant Retirement?
Exercise, good nutrition, meaningful relationships…why do the experts keep telling us the keys to a vibrant and healthy life include so much effort? Can’t we just not exercise, eat whatever …
We’re Expecting Another Baby, And It’s A…
Did you know that in 2015, Congress passed a law allowing you to give up to $100,000 directly from your IRA to charities, without it being a taxable event? It’s …
How To Handle Healthcare Uncertainty
The most consistent topic of conversation among aspiring retirees has become healthcare. The discussion surrounding the possible repeal or replacement of the Affordable Care Act (Obamacare) has made healthcare costs …
The Fiduciary Standard And You (And Us)
If you’ve been unable to disconnect from the political news scene, it’s likely that you’ve heard some talk about a ‘fiduciary standard of care’ being imposed on financial advisors by …
The Logic And Emotion Of DOW 20,000
As I write this, the Dow Jones Industrial Average (“the DOW”) is on the brink of breaking through 20,000. This has never been done, and feels like a meaningful milestone. …
8 Ways to Maintain or Improve Your Lifestyle in Retirement
Approaching retirement age is an exciting time for most. The opportunity to spend more time doing the things you enjoy, and may have put off, leads many aspiring retirees to …