This week I’ll share with you a very simple idea that may change your life. Yes, I said it may change your life. I recently realized that I haven’t written …
How Your 401(k) Deceives You
So much has changed in the past three or four decades when it comes to retirement. For one, there was a time when you worked at one company your entire …
Why It All Starts With Income Planning
There are several questions that hopeful retirees are consistently asking as they seek to build a successful retirement. Some of these questions are: When can I retire? How much do …
“So, what exactly do you do all day?”
In a recent planning meeting, out of nowhere, a new retiree popped a startling question: “So, what exactly do you do all day?” he asked. “That is, I mean, when …
Warren Buffet Suggests You NOT Invest Like He Does
In case you weren’t aware, Warren Buffet is one of the world’s wealthiest people. How did he attain his riches? Through investing. As a result, you would think that he …
Is It Possible To Over-Save For Retirement?
There are countless studies that reveal how underprepared baby boomers are for retirement. As a group, it’s said that boomers are doomed to poverty lifestyles during retirement, that is, if …
Are You A Vagabond?
There’s a term being used by the millennials, the generation of workers newest to the workforce: ‘lifestyle design.’ While there’s no single definition, it roughly translates to designing the work-life …
A person’s financial decision-making ability peaks at age 53?
According to a study performed by the Center For Retirement Research At Boston College, the cognitive ‘sweet spot’ for financial decision-making is our mid-50’s, followed by rapid declines in the …
The Curse of Knowledge
In the last two weeks, I’ve taught 12 hours of classes on financial retirement. The class I’m teaching is called Retirement Elevated and it’s held at BGSU at Levis Commons. …
The Stock Market is You, Me, and Everybody Else
If you’re invested in the stock market right now, like it or not, you’re casting “votes” in its campaign for growth or decline. More money in the market equates directly …