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Negative Interest Rates?

I hope you’ve had a great week. As I consider which topics you may find most valuable to discuss, I ponder the usual list of subjects: the stock market, long-term …

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The Golden Decade

The Golden Girls, golden years, and now the golden decade? What gives with all of the gold talk? I’ll admit to having watched many an episode of the hit show …

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Classing Up the Place

If you’ve ever been car shopping or new kitchen planning, was there any limit to the amount of information you could consume? Brochures, internet searches, test drives, countless discussions with …

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Wow, what a week!

I hope you’ve had a great week in spite of the chaos surrounding us. Between the market’s tumult and multiple tragic shootings, I can honestly say that I’ve had a …

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Vegas: Lights And Sounds

If you read last week’s newsletter, you know that I was in Las Vegas, delivering a talk to financial advisors. While the talk went well, and I made a lot …

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The Fourth Dimension Weekly

The Fourth Dimension Weekly is an email newsletter that arrives each Friday morning. If you’re not receiving the Weekly, you’re missing out on timely, bite-size articles that will help you …

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Pension Income or Pension Lump Sum?

An expert that I greatly respect in the financial planning industry recently published an article describing how to evaluate whether to choose a pension income option or a pension lump …

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Math Or Emotion? It’s Debatable.

A great debate is underway, whether you’re aware of it or not. The subject is artificial intelligence, or AI for short. AI is the intelligence exhibited by machines or software …